Another option is to find a therapist through a mental health center. BetterHelp is a subscription service that provides users with access to online counseling. In addition, the platform can offer services that may not be available through in-person therapy, providing flexibility, convenience, and accessibility to clients. And, since regular therapy sessions can be costly with many relying on health insurance to cover the bill, some insurers are offering options that cover a spectrum of telehealth services. Insurance providers accepted: Aetna, UnitedHealthcare EmblemHealth, Medica, Beacon Health, EnhancedCareMD, among many others. BetterHelp is not covered by health insurance. This means that you will need to consider how much you pay for your health insurance every month as well as your deductible, copayments, and out-of-pocket costs. No, BetterHelp does not take Medicaid or any type of insurance. BetterHelp does not take insurance. Here's why we chose it: Insurance accepted. However, despite the benefit of therapy, many individuals may be unsure whether they can afford the average cost of$100 to $200 a session. At $60 to $90 a week, billed every four weeks, the online therapy platform can potentially save clients hundreds of dollars a month. The American Psychological Association recommends checking the insurance plans table of benefits to learn about coverage for mental health services. Also called teletherapy, online counseling can help you put your mental health first from the comfort. This means your fee covers multiple sessions and other communication with your counselor. Additionally, certain insurance plans have different requirements around the amount of sessions that are covered per month. Each online therapy service has guidelines for what insurance plans it accepts, as well as what types of mental health areas are covered by their specialists. However, just because your insurance plan covers mental health does not mean that every online therapy service accepts your insurance provider or plan. BetterHelp states that its therapy sessions are confidential, as are all therapy sessions, and users can remove messages from their accounts. According to its website, its the largest online therapy provider worldwide, helping over 2.7 million people since 2013. Why Dont All Online Therapy Companies Accept Insurance? Betterhelp does not accept insurance nor are its services covered by Medicare or Medicaid. The mental health professional can evaluate the situation and determine the best course of action. When she isnt writing or editing, you can find Sarah with her nose in a book or enjoying the outdoors with her French bulldog, Honey. Choosing the Right Therapist for Your Child, The 9 Best Online Therapy and Mental Health Support Programs for Kids in 2022. How much does it cost? You can learn more about how we ensure our content is accurate and current by reading our. On the other hand, an HSA is portable. There are a number of reasons for this which have been highlighted on their website but they include the following: Call 866-488-7386, text START to 678678 or, Veterans Crisis Line. She also really enjoys bread (even though she's not supposed to eat it). This is important because multiple counseling sessions are needed to help improve mental health. Any medical information published on this website is not intended as a substitute for informed medical advice and you should not take any action before consulting with a healthcare professional. AmWell clearly states that it works with a variety of insurance providers, and is increasing that number every day. (2020). How long will it take for treatment to work? To establish that the product manufacturers addressed safety and efficacy standards, we: We do the research so you can find trusted products for your health and wellness. Takeaway. You can try to submit for reimbursement from your insurance company, but it can be difficult to do so. This form of talk therapy helps you create a new plan for dealing with triggers and past difficulties. This site does not include all companies or products available within the market. Although reimbursement from Medicaid and in-network coverage has been made possible by a soar in teletherapy visits due to the COVID-19 pandemic, there may be copays or deductibles in your plan. However, some insurance companies and plans cover online therapy. Finally, if youre insured through your employer, you can also contact your companys human resources (HR) department directly for more information on what mental health services your plan offers. The company boasts thousands of licensed therapists to choose from, allows users to switch therapists at any time and like other companies on our list, has convenient night and weekend sessions available. BetterHelp also has a highly rated app. If you want to speak with someone directly, you can always call the toll-free number on the back of your insurance card. Consider signing up to take advantage of the platform's affordable cost and list of benefits. A person can also contact the insurance provider directly. BetterHelp's initial matching process begins after a client fills out the sign-up form and short questionnaire. Dizziness. You should not take any action or avoid taking any action without consulting with a qualified mental health professional. Information provided on Forbes Health is for educational purposes only. BetterHelp operates on a subscription model. MinuteClinic Virtual Care. It allows you to save money by not paying income taxes on the portion in your FSA. (2022). See additional information. Sarah is an experienced writer and editor enthusiastic about helping readers live their healthiest and happiest lives. Additionally, the financial assistance can be extended to those who are unemployed or are from low-income households. Forbes Health adheres to strict editorial integrity standards. Oftentimes, there is much confusion for those asking "Does BetterHelp take insurance?" The company does not accept any insurance plans, which is a significant drawback. Using BetterHelp's online scheduling tool, you can schedule a live video, phone (audio), or chat therapy session with your therapist. Financial aid may be available. It is unsuitable for anyone requiring urgent care, such as hospitalization. Updated June 5, 2023 by BetterHelp Editorial Team Does insurance cover therapy? A few benefits of online counseling include the following: BetterHelp is a global leader in online therapy. A 2022 survey of teens in military families found that the need for frequent relocation led to feelings of isolation, depression and nervousness. Group therapy is another less expensive option. You can talk with a psychologist, clinical social worker, marriage and family therapist, or licensed professional counselor. A few less favorable reviews note delays in receiving messages. While the most common option for therapy is via live video chats, there are also options for phone calls or even online messaging. 2023 Healthline Media UK Ltd, Brighton, UK. State & territorial health department websites. You are in good hands at Betterhelp. The fees they charge for services are comparable, and in some cases, cheaper than an insurance copay would be. Many modalities of counseling offered include activities and interventions that can be used to manage common symptoms and challenges. If you know someone at immediate risk of self-harm, suicide, or hurting another person: If you or someone you know is having thoughts of suicide, a prevention hotline can help. Many online therapy platforms accept insurance from a variety of providers. The platform also provides financial assistance for students, veterans or even those who are disabled. Our team thoroughly researches and evaluates the recommendations we make on our site. How Much Does a CGM Cost? Therapy is an effective way to address a wide range of mental health conditions, including depression and anxiety. The programs are excellent for family members, especially if they have mental health problems, disorders, and mental conditions. First, you can go directly to your health insurance companys website and log in. Treatment available for anxiety, depression, insomnia, stress, PTSD, and more On-demand access to your mental healthcare team Start Your Free Assessment On Cerebral's Website Summary Usability: The. It might be hard to do better than BetterHelp, but BetterHelp is certainly not the only option. Schedule a MinuteClinic virtual visit. Through the platform, you can match with a licensed mental health professional according to your preferences and goals for therapy. To establish that the product manufacturers addressed safety and efficacy standards, we: We do the research so you can find trusted products for your health and wellness. Some, but not all of our locations offer psychiatric/medication management services. Last medically reviewed on August 11, 2022. Reach out to the therapist and let them know your funds are limited. You'll get matched with a licensed therapist in your state from the comfort of your device, and receive ongoing support via secure messaging and live video sessions. The 988 Suicide and Crisis Lifeline is available 24 hours a day at 988. Indeed, online therapy is becoming a more widely accepted health benefit. Therapist in training. Continue To See Our Featured Online Therapy Partners. You may complete a short survey prior to your first meeting to get matched with an appropriate therapist. Is BetterHelp right for me? Know your coverage and tips to find counseling, Other affordable counseling options and tips, The 7 Best Free Online Therapy Services 2022, National Alliance on Mental Illness (NAMI), Substance Abuse and Mental Health Services Administration (SAMHSA) National Helpline, mentalhealth.gov/get-help/health-insurance, apa.org/ptsd-guideline/patients-and-families/length-treatment, healthcare.gov/coverage/mental-health-substance-abuse-coverage/, nami.org/Your-Journey/Individuals-with-Mental-Illness/Understanding-Health-Insurance/Types-of-Health-Insurance, healthcare.gov/choose-a-plan/your-total-costs/. Read our full review here. Here are our 2022 top 9 picks for online therapy and support. No, BetterHelp does not accept any health insurance, including Medicaid. Others report that the company did not connect them with a licensed therapist. If you buy through links on this page, we may earn a small commission Heres our process. If your insurance company does not reimburse you for online therapy costs, BetterHelp offers affordable pricing options for online therapy. 2023 ReGain Counseling Review: Is It for You? Our Verdict Done ADHD at a Glance How It Works The Cost What Experts Say The Experience Frequently Asked Questions (FAQs) Show more Attention-deficit/hyperactivity disorder ( ADHD) is often thought. So youve decided you want to try online therapy, but arent quite sure which online provider you should choose. Some mental health professionals offer whats known as a sliding-scale payment for their services. You may choose to talk about your relationships, behavior, health, stress, or other factors. Meanwhile, those without insurance could pay anywhere from around $80 a session to $129 a session. Services offered using this site are generally not covered . Many support groups are free to attend. It has 2 deductibles - one for Part A services and the other for Part B. Additionally, LiveHealth has a pricing page where you can select your specific insurance out of a few options for a rough pricing estimate, but its always advisable to speak with your insurance provider first to make sure youre covered. The best option for finding a therapist whose services are covered by your insurance is to log onto your insurance providers website and review the list of therapists available under your plan. BetterHelp is a subscription service that costs $60 to $90 a week (billed every 4 weeks), which means you can expect to be billed $240 to $360 a month. BetterHelp is the largest online therapy platform with an extensive network of over 30,000 licensed therapists throughout the United States. Postpartum Support International Help Line, apa.org/topics/managed-care-insurance/parity-guide, mentalhealth.gov/get-help/health-insurance, medicare.gov/Pubs/pdf/10184-Medicare-and-Your-Mental-Health-Benefits.pdf, Debra Rose Wilson, PhD, MSN, RN, IBCLC, AHN-BC, CHT, Find a Therapist and Mental Health Support. More than 40% of respondents subsequently responded, stating that their mental well-being was low as a direct result of the difficulties imposed by their parents' service (s). Keep in mind that you must be diagnosed with a mental health condition or issue for some insurance companies to have therapy sessions covered by insurance. Trustpilot gives BetterHelp a rating of 4.6 stars out of 5. Cerebrals easy-to-navigate site allows users to find a care team that works for them, whether its therapy (via video chat or phone), or therapy along with medication management. The National Alliance on Mental Illness (NAMI) offers peer-led support groups in cities across the country. In some types of plans, you might have a low monthly health insurance cost or premium each month, but a high deductible. How will I communicate with my therapist? Take the first step in feeling better. While MDLive does advertise some big name insurance providers it works with, its a little less transparent than others on this list regarding a complete list of providers, as well as the price per session for individuals without insurance, until users sign up for services. BetterHelp offers various forms of talk therapy, including cognitive-behavioral therapy (CBT). CGM costs range from $100 to $300 per month, depending on the brand and the pharmacy, says Dr. Guerra. BetterHelp and Talkspace are two popular online therapy services. Other insurers require you to pay a deductible before they pay any claims. If you choose to find a therapist through BetterHelp, keep in mind that neither BetterHelp nor the therapists on the BetterHelp platform will be able to accept health insurance. These matches are based on the preferences you set when signing up, including the gender, sexuality, race, or spirituality of your therapist. As you and your online provider work through your sessions, you can refer to your treatment plan for guidance. You can also search for therapists who offer a lower rate for lower-income households, known as a sliding scale fee, or try a support group or mental health center for mental health supportive services and resources. All ratings are determined solely by our editorial team. Who are the therapists? Have you considered Talkspace Online Therapy? Our ratings take into account the cards rewards, fees, rates along with the cards category. Research which therapy services accept your insurance and double-check they are in-network, suggests Dr. Cook. If applicable, check with your companys human resources department. After you meet your Part B deductible, you pay 20% of the Medicare-approved amount for your . Reviewers note that the online platform is convenient for people who cannot attend in-person visits. General Will BetterHelp Therapy Take Insurance?