The plan is an annual plan. Benefits are payable if a Covered Person suffers a Sickness or Injury during the course of the Trip and the Hospital or Medical Facility they are at, in the opinion of the Assistance Provider, is unable to provide appropriate medical treatment, the Assistance Provider will coordinate an Emergency Medical Evacuation from the Hospital or Medical Facility where the Covered Person is at to the nearest Hospital or other medical facility where appropriate medical treatment can be obtained. Our payment will not exceed the cost of a single one-way Economy Fare, less the value of applied credit from any Unused return travel ticket. Special Limitation: In the event by Berkshire Hathaway Specialty Concierge could not be contacted to arrange for Emergency Evacuation, benefits are limited to the amount the Company would have paid had the Company or its authorized representative been contacted. If transportation by any other method would not result in the loss of your life or limb; or, 4. In the event the Injury or Sickness prevents prior authorization of the Emergency Evacuation, the Travel Insurance Administrator must be notified as soon as reasonably possible. All transportation arrangements must be by the most direct and economical route. These types of companies are also worth serious consideration if you are participating in extreme sports during your vacation or you have pre-existing medical conditions. This coverage ends when the body is returned to the City of burial. Most Suitable Plan for International Students and Scholars traveling to the US. This benefit applies regardless of whether the death is related to a Pre-Existing Condition. b. Benefits are payable for the cost of one economy airfare ticket and other local travel related expenses including the reasonable expenses incurred for lodging and meals of a Covered Persons Immediate Family Member for a period of up to 10 days, to join the Covered Person at the Hospital where the Covered Person is confined and to accompany the Covered Person back to their Home Country, if needed, provided: 1. the Emergency Medical Evacuation Benefit is payable under the Policy; 2. the Covered Person is alone outside of Their Home Country; 3. the place of confinement is more than 100 miles from the Covered Persons Home Country; and. That's why Allianz Global Assistance created the OneTrip Emergency Medical Plan. If youre not prepared to pay all your medical bills out of pocket, this is a crucial reason to buy travel insurance that includes emergency medical coverage and transportation benefits, says Durazo at Allianz. This benefit applies regardless of whether Your hospitalization is related to a Pre-Existing Condition. The plan is an annual plan and can be bought as such. Please enter the last day of your trip. f. expenses associated with transporting Your Baggage to either the location You or Your Traveling Companion were evacuated to or to Your or Your Traveling Companions Home (or scheduled destination in the case of a one-way Trip) if You or Your Traveling Companion are transporting under a covered Medical Evacuation and Your or Your Traveling Companions Baggage doesnt accompany You or Your Traveling Companion during the evacuation. The tables below show the providers that offer Medical Evacuation & Repatriation coverage. 8AM to 10PM ET Daily. If: Recommended by the attending Physician; Covered emergency evacuation expenses are the reasonable and customary charges for medically necessary transportation, related medical services, and medical supplies required by the standard regulations of the conveyance transporting you incurred during your Emergency Evacuation. If the Insured is hospitalized for more than 7 days following a covered Emergency Evacuation, the Company will reimburse, subject to the limitations set out herein, the expenses for: a) Return of Children: Return of Children, who were accompanying the Insured when the Injury or Sickness occurred, to the Insureds residence in the United States, including the cost of an attendant, if necessary. Insurance Options All J-1 scholars and their J-2 dependents are required to maintain health insurance coverage that meets U.S. Department of State requirements for their program duration. Benefits are payable if a Covered Person suffers a Sickness or Injury during the course of the Trip and the Hospital or Medical Facility they are at, in the opinion of the Assistance Company, is unable to provide appropriate medical treatment, the Assistance Provider will coordinate an Emergency Medical Evacuation from the Hospital or Medical Facility where the Covered Person is at to the nearest Hospital or other medical facility where appropriate medical treatment can be obtained. Advanced authorization by Tin Leg is needed for a), b), c) and d) above. The plan can help protect you and your family from the crippling costs of evacuation or repatriation in the event of an untimely illness, injury, or death. The Company will pay for Covered Emergency Evacuation Expenses incurred due to an Injury or Sickness that occurs to You while You are on a Trip. Failure to utilize Seven Corners Assist may result in the denial of benefits. Dispatch of a Physician: If the local attending Physician and Our designated Travel Assistance Services Provider cannot adequately assess Your need for Emergency Medical Evacuation or transportation, and a Physician is dispatched by the Travel Assistance Services Provider to make such assessment, benefits will be paid for the travel expenses incurred and medical services provided by the dispatched Physician. Consider the situation if you or a loved one dies whilst on an international trip. and 2. In all cases, where practical, economy fare will be utilized. Assuming all other medical transport criteria are met, a Member who is initially considered medically unstable for transport to the hospital of the Members choice in the Members Home Country may first be transported to the nearest appropriate medical facility for initial stabilization. Such expenses shall not exceed the cost of a one-way economy airfare ticket, less the value of any applied credit from any unused return travel tickets for each person. Please try again later. Benefits/Coverage may vary by state, and sublimits may apply. The process process applies to anyone returning from a foreign country to their origin. Expenses for transportation, not to exceed the cost of one-way economy-class air fare, to your place of residence in the United States of America, including escort expenses, if you are 17 years of age or younger and left unattended due to the death or hospitalization of an accompanying adult(s), subject to prior approval by us or our authorized agent; 5. Repatriation and evacuation coverage will protect you and your family in the event of an emergency and are as important as the primary medical benefits. Following an Emergency Medical Evacuation or a covered Injury or Sickness, We will pay for Medical Evacuation expenses to return You to Your point of origin, Your Primary Residence, or to a Hospital of Choice or medical facility closest to Your Primary Residence capable of providing continued treatment, if Your local attending Physician and Our designated Travel Assistance Services Provider determine that it is Medically Necessary. 1. She is a regular contributor to USA Today and her writing credits include NBC News, U.S. News & World Report, Business Insider, Oprah Magazine and Creditcards.com. 3. If the Covered Person is the only person traveling with minor Dependent children who are under the age of 21, or with a Travel Companion, and the Covered Person suffers a Sickness or Injury and must be Hospital Confined for at least 48 consecutive hours, or are medically evacuated to another location, benefits are payable for the cost of the Dependent or Travel Companions one way economy airfare ticket and/or ground transportation ticket to Their Home Country. It covers the costs involved in getting you (or typically a family member) back to the UK for treatment if you suffer a severe illness or accident abroad. Repatriation covered expenses are limited to the reasonable and customary charges for the expenses listed below. However, if the Members condition permits, the Member will be transported by scheduled commercial airline while in the care of a Medjet authorized Advance Payment: We will pay covered expenses directly to the service provider if You require an Emergency Medical Evacuation, Medical Repatriation while on Your Trip, and the provider requires payment prior to service. The cost of emergency medical transportation can run into the tens of thousands of dollars or more, especially if youre in a remote destination, says Daniel Durazo, a spokesperson with Allianz Global Assistance. Ground and airline transport of the Members remains from the referring funeral home to the funeral home of choice in the Members Home Country Special Limitation: In the event we or our authorized representative could not be contacted to arrange for Covered Emergency Evacuation Expenses, benefits are limited to the amount we would have paid had we or our authorized representative been contacted. Return Transportation: If We have previously evacuated You to a medical facility, We will reimburse Your airfare costs, less refunds from Your unused transportation tickets, from that facility to Your Return Destination or Primary Residence, within one hundred eighty (180) days from Your original Scheduled Return Date. Some medical evacuation benefits include compensation for hotel stays, meals and other reasonable costs your traveling companion has while staying near you. Covered Expenses include: a) The collection of the body of the deceased; b) the transfer of the body to a professional funeral home; c) embalming and preparation of the body or cremation if so desired; d) standard shipping casket; e) any required consular proceedings; f) the transfer of the casket to the airport and boarding of the casket onto the plane; g) any required permits and corresponding airfare; and (h) the transfer of the deceased to their final destination. This plan can also provide up to $50,000 in coverage for emergency medical expenses. This limit is for this benefit only and is not included in or subject to the overall maximum limit. Repatriation is a type of travel insurance cover that covers the costs of returning to the UK if an illness or accident occurs while you are overseas and disrupts your return travel plans. For purposes of this benefit, Your Traveling Companion or traveling Family Member must be insured under this policy and accompany You on Your Trip. Assuming all other medical transport criteria are met, a Member who is initially considered medically unstable for transport to the hospital of the Members choice in the Members Home Country may first be transported to the nearest appropriate medical facility for initial stabilization. This will not exceed the Maximum Benefit shown on the Confirmation of Coverage. $200 per day, 10-day limit, $50,000 maximum. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated A (Excellent) by A.M. Best Co., under BCS Form No. General Limitations/ Exclusions for Emergency Medical Evacuation and Repatriation after an Emergency Medical Evacuation Benefits. As a general guide, in our opinion, the best medical evacuation and repatriation insurance has at least $250,000 of medical evacuation insurance cover within a plan when a traveler is leaving the US. The transfer of the body to a professional funeral home; We will also pay a benefit for reasonable and customary charges incurred for an escorts or contracted attendants services, and the escorts or attendants transportation and accommodations, if an attending physician recommends that an escort or attendant accompany you. EMERGENCY EVACUATION AND REPATRIATION PLAN, 1. The period of Emergency Medical Reunion cannot exceed ten (10) days including travel days. The escort service must be arranged and approved by Us or Our designated Assistance Company. You agree to reimburse this payment to Us if: a)You do not complete the claims process as outlined in the Payment of Claims section; or (b) it is determined that Your Emergency Medical Evacuation, Medical Repatriation claim is not covered. This benefit is available only if it is not provided under another coverage in the Policy. Advance Payment: We will pay covered expenses directly to the service provider if You require an Emergency Medical Evacuation while on Your Trip, and the provider requires payment prior to service. If something happens on your trip, you can rest easier knowing that arrangements can be madeand coveredby On Call, an assistance company that provides extensive evacuation insurance coverage, You can review complete benefits in the Brochure. Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment. 4. do not include charges that would not have been made if there were no insurance. And that you do not have to spend large sums of money in an emergency. 2. that adequate Medically Necessary treatment is not available in Your immediate area.